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All Posts | Contractors | Agencies

Plumbing Job Costing: How to Track Profit by Job
Contractors Jesse Garcia 6/28/26 Contractors Jesse Garcia 6/28/26

Plumbing Job Costing: How to Track Profit by Job

How plumbing contractors should set up job costing to see gross profit by job, separate service work from new construction, and price future work based on real cost data instead of guesswork.

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HVAC Labor Cost Percentage: What Should You Be Running?
Contractors Jesse Garcia 6/28/26 Contractors Jesse Garcia 6/28/26

HVAC Labor Cost Percentage: What Should You Be Running?

What labor cost as a percentage of revenue an HVAC business should target, how to calculate it using burdened rates, and what the number reveals about your pricing and crew efficiency.

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Plumbing Profit Margins: What's Normal for a Plumbing Business?
Contractors Jesse Garcia 6/22/26 Contractors Jesse Garcia 6/22/26

Plumbing Profit Margins: What's Normal for a Plumbing Business?

What healthy profit margins look like for a plumbing business, with realistic gross and net margin benchmarks for service and new construction work, and what the numbers reveal about pricing and operations.

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HVAC Material Markup: How Much Should You Charge?
Contractors Jesse Garcia 6/22/26 Contractors Jesse Garcia 6/22/26

HVAC Material Markup: How Much Should You Charge?

What counts as a normal material markup for HVAC contractors, how to calculate the markup you actually need, and why the right number depends on your true costs rather than an industry rule of thumb.

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HVAC Tax Deductions Every Owner Should Know
Contractors Jesse Garcia 6/18/26 Contractors Jesse Garcia 6/18/26

HVAC Tax Deductions Every Owner Should Know

The tax deductions HVAC contractors most often miss, from vehicle and equipment write-offs to retirement contributions, and why most missed deductions trace back to messy books rather than a lack of awareness.

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How to Choose a Bookkeeper for Your Marketing Agency
Agencies Jesse Garcia 6/18/26 Agencies Jesse Garcia 6/18/26

How to Choose a Bookkeeper for Your Marketing Agency

A practical checklist for marketing agency owners hiring a bookkeeper, covering what to look for, the signs of a poor fit, and the questions that separate agency specialists from generalists.

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HVAC Payroll and Crew Cost Tracking
Contractors Jesse Garcia 6/12/26 Contractors Jesse Garcia 6/12/26

HVAC Payroll and Crew Cost Tracking

How HVAC contractors should handle payroll and crew cost tracking, including burdened labor rates, allocating labor to jobs, and the workers comp dynamics that make Florida HVAC labor more expensive than most contractors realize.

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1099 vs. W-2 for Marketing Agencies: How to Classify Your Team
Agencies Jesse Garcia 6/12/26 Agencies Jesse Garcia 6/12/26

1099 vs. W-2 for Marketing Agencies: How to Classify Your Team

How marketing agencies should think about classifying their team as 1099 contractors or W-2 employees, the tests that determine classification, the real risks of getting it wrong, and how to structure relationships to stay compliant.

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HVAC Chart of Accounts Setup in QuickBooks
Contractors Jesse Garcia 6/2/26 Contractors Jesse Garcia 6/2/26

HVAC Chart of Accounts Setup in QuickBooks

A practical walkthrough of how HVAC contractors should structure their chart of accounts in QuickBooks Online, with revenue splits, COGS treatment, and the expense categories that surface gross margin by service type.

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Cash Flow Forecasting for Marketing Agencies
Agencies Jesse Garcia 5/30/26 Agencies Jesse Garcia 5/30/26

Cash Flow Forecasting for Marketing Agencies

How marketing agencies should forecast cash flow. The 13-week rolling forecast, AR timing, retainer predictability, and the discipline that prevents cash crunches in growing agencies.

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HVAC Cash Flow Management in Florida
Contractors Jesse Garcia 5/30/26 Contractors Jesse Garcia 5/30/26

HVAC Cash Flow Management in Florida

How Florida HVAC contractors should manage cash flow. Year-round cooling demand, hurricane season revenue spikes, snowbird population dynamics, AR discipline, and reserve planning that actually reflects the Southeast climate.

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Bookkeeping for Coaches and Consultants: A Practical Guide
Agencies Jesse Garcia 5/25/26 Agencies Jesse Garcia 5/25/26

Bookkeeping for Coaches and Consultants: A Practical Guide

A practical guide to bookkeeping for coaches and consultants. Revenue recognition on packages and programs, expense tracking, tax planning, and the financial patterns that separate sustainable businesses from hobby-level operations.

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HVAC Profit Margins: What's Normal and What's Not
Contractors Jesse Garcia 5/25/26 Contractors Jesse Garcia 5/25/26

HVAC Profit Margins: What's Normal and What's Not

What healthy HVAC profit margins actually look like for residential and commercial contractors, with realistic benchmarks for gross margin, net margin, and labor cost as a percentage of revenue.

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Retainer vs. Project Revenue: How to Track Both in QuickBooks
Agencies Jesse Garcia 5/11/26 Agencies Jesse Garcia 5/11/26

Retainer vs. Project Revenue: How to Track Both in QuickBooks

Most agencies track retainer and project revenue as one line. That hides everything that matters. Here's how to track both correctly in QuickBooks Online.

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HVAC Job Costing in QuickBooks Online
Contractors Jesse Garcia 5/11/26 Contractors Jesse Garcia 5/11/26

HVAC Job Costing in QuickBooks Online

A practical walkthrough of HVAC job costing in QuickBooks Online. From projects setup to material tracking, labor allocation, and the reports that show gross profit per job.

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Why Your Agency P&L Is Lying to You
Agencies Jesse Garcia 5/4/26 Agencies Jesse Garcia 5/4/26

Why Your Agency P&L Is Lying to You

Most agency P&Ls hide the numbers that matter. Here's how generic structure and blended costs distort your picture, and what a real agency P&L should show.

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How to Choose a Bookkeeper for Your HVAC Business
Contractors Jesse Garcia 5/4/26 Contractors Jesse Garcia 5/4/26

How to Choose a Bookkeeper for Your HVAC Business

A practical checklist for HVAC contractors hiring a bookkeeper. What to look for, what to avoid, and the questions that separate generalists from specialists.

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Roofing Bookkeeping: What to Track and Why
Contractors Jesse Garcia 4/30/26 Contractors Jesse Garcia 4/30/26

Roofing Bookkeeping: What to Track and Why

What roofing contractors need to know about bookkeeping. From job costing for tear-offs and new installs to tracking material waste, crew labor, and the financial patterns that make or break a roofing business.

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How to Build Your Agency Chart of Accounts in QuickBooks Online
Agencies Jesse Garcia 4/30/26 Agencies Jesse Garcia 4/30/26

How to Build Your Agency Chart of Accounts in QuickBooks Online

The default QuickBooks chart of accounts wasn't built for agencies. Here's how to rebuild yours so AGI, delivery margin, and operating margin are visible every month.

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How to Handle Client Ad Spend in Your Agency P&L
Agencies Jesse Garcia 4/27/26 Agencies Jesse Garcia 4/27/26

How to Handle Client Ad Spend in Your Agency P&L

Most agencies treat client ad spend as agency revenue. That mistake makes your books bigger, your margins look wrong, and your business harder to run. Here's how to handle it the right way.

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