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All Posts | Contractors | Agencies

Plumbing Payroll and Crew Cost Tracking
Contractors Jesse Garcia 8/2/26 Contractors Jesse Garcia 8/2/26

Plumbing Payroll and Crew Cost Tracking

How plumbing contractors should handle payroll and crew cost tracking, from burdened labor rates to job-level allocation, and why most owners underestimate what their crew actually costs.

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Marketing Agency Profit Margins: What's Normal?
Agencies Jesse Garcia 7/28/26 Agencies Jesse Garcia 7/28/26

Marketing Agency Profit Margins: What's Normal?

What healthy profit margins look like for a marketing agency, with realistic benchmarks for gross margin, delivery margin, and net margin, and what each number reveals about your pricing and operations.

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Plumbing Cash Flow Management in Florida
Contractors Jesse Garcia 7/28/26 Contractors Jesse Garcia 7/28/26

Plumbing Cash Flow Management in Florida

How Florida plumbing contractors should manage cash flow, from steadier year-round demand and rainy-season drain work to hurricane recovery, repipe working capital, and reserve planning that fits the market.

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Revenue Per Plumber: What's a Healthy Benchmark?
Contractors Jesse Garcia 7/19/26 Contractors Jesse Garcia 7/19/26

Revenue Per Plumber: What's a Healthy Benchmark?

What revenue per plumber a plumbing business should target, how to calculate it correctly, and what the number reveals about your pricing, scheduling, and whether the business is built to be profitable.

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How to Choose a Bookkeeper for Your Plumbing Business
Contractors Jesse Garcia 7/19/26 Contractors Jesse Garcia 7/19/26

How to Choose a Bookkeeper for Your Plumbing Business

A practical checklist for plumbing contractors hiring a bookkeeper. What to look for, the signs of a poor fit, and the questions that separate trade specialists from generalists.

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HVAC Overhead: How Much Is Too Much?
Contractors Jesse Garcia 7/12/26 Contractors Jesse Garcia 7/12/26

HVAC Overhead: How Much Is Too Much?

How to tell whether your HVAC overhead is too high, what a healthy overhead percentage looks like, and where to look first when overhead is dragging down your profitability.

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Plumbing Chart of Accounts Setup in QuickBooks
Contractors Jesse Garcia 7/12/26 Contractors Jesse Garcia 7/12/26

Plumbing Chart of Accounts Setup in QuickBooks

How plumbing contractors should structure their chart of accounts in QuickBooks Online, with revenue splits for service, new construction, and repipe work, plus the COGS treatment that surfaces real margins by type of job.

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Plumbing Material Markup: How Much Should You Charge?
Contractors Jesse Garcia 7/2/26 Contractors Jesse Garcia 7/2/26

Plumbing Material Markup: How Much Should You Charge?

What counts as a normal material markup for plumbing contractors, how to calculate the markup you actually need, and why the right number depends on your true costs and your Florida market rather than an industry rule of thumb.

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HVAC Revenue Per Technician: What's a Healthy Benchmark?
Contractors Jesse Garcia 7/2/26 Contractors Jesse Garcia 7/2/26

HVAC Revenue Per Technician: What's a Healthy Benchmark?

What revenue per technician an HVAC business should target, how to calculate it correctly, and what the number reveals about your pricing, efficiency, and whether the business is built to be profitable.

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The Financial Metrics Every Agency Owner Should Track
Agencies Jesse Garcia 6/28/26 Agencies Jesse Garcia 6/28/26

The Financial Metrics Every Agency Owner Should Track

The financial metrics that actually matter for a marketing agency, from AGI and delivery margin to utilization and client profitability, with healthy targets for each and the reporting that makes them visible.

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Plumbing Job Costing: How to Track Profit by Job
Contractors Jesse Garcia 6/28/26 Contractors Jesse Garcia 6/28/26

Plumbing Job Costing: How to Track Profit by Job

How plumbing contractors should set up job costing to see gross profit by job, separate service work from new construction, and price future work based on real cost data instead of guesswork.

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HVAC Labor Cost Percentage: What Should You Be Running?
Contractors Jesse Garcia 6/28/26 Contractors Jesse Garcia 6/28/26

HVAC Labor Cost Percentage: What Should You Be Running?

What labor cost as a percentage of revenue an HVAC business should target, how to calculate it using burdened rates, and what the number reveals about your pricing and crew efficiency.

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Plumbing Profit Margins: What's Normal, and What Most Plumbers Actually Earn
Contractors Jesse Garcia 6/22/26 Contractors Jesse Garcia 6/22/26

Plumbing Profit Margins: What's Normal, and What Most Plumbers Actually Earn

What healthy profit margins look like for a plumbing business, with realistic gross and net margin benchmarks for service and new construction work, and what the numbers reveal about pricing and operations.

Read More
HVAC Material Markup: How Much Should You Charge?
Contractors Jesse Garcia 6/22/26 Contractors Jesse Garcia 6/22/26

HVAC Material Markup: How Much Should You Charge?

What counts as a normal material markup for HVAC contractors, how to calculate the markup you actually need, and why the right number depends on your true costs rather than an industry rule of thumb.

Read More
HVAC Tax Deductions Every Owner Should Know
Contractors Jesse Garcia 6/18/26 Contractors Jesse Garcia 6/18/26

HVAC Tax Deductions Every Owner Should Know

The tax deductions HVAC contractors most often miss, from vehicle and equipment write-offs to retirement contributions, and why most missed deductions trace back to messy books rather than a lack of awareness.

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How to Choose a Bookkeeper for Your Marketing Agency
Agencies Jesse Garcia 6/18/26 Agencies Jesse Garcia 6/18/26

How to Choose a Bookkeeper for Your Marketing Agency

A practical checklist for marketing agency owners hiring a bookkeeper, covering what to look for, the signs of a poor fit, and the questions that separate agency specialists from generalists.

Read More
HVAC Payroll and Crew Cost Tracking
Contractors Jesse Garcia 6/12/26 Contractors Jesse Garcia 6/12/26

HVAC Payroll and Crew Cost Tracking

How HVAC contractors should handle payroll and crew cost tracking, including burdened labor rates, allocating labor to jobs, and the workers comp dynamics that make Florida HVAC labor more expensive than most contractors realize.

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1099 vs. W-2 for Marketing Agencies: How to Classify Your Team
Agencies Jesse Garcia 6/12/26 Agencies Jesse Garcia 6/12/26

1099 vs. W-2 for Marketing Agencies: How to Classify Your Team

How marketing agencies should think about classifying their team as 1099 contractors or W-2 employees, the tests that determine classification, the real risks of getting it wrong, and how to structure relationships to stay compliant.

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HVAC Chart of Accounts Setup in QuickBooks
Contractors Jesse Garcia 6/2/26 Contractors Jesse Garcia 6/2/26

HVAC Chart of Accounts Setup in QuickBooks

A practical walkthrough of how HVAC contractors should structure their chart of accounts in QuickBooks Online, with revenue splits, COGS treatment, and the expense categories that surface gross margin by service type.

Read More
Cash Flow Forecasting for Marketing Agencies
Agencies Jesse Garcia 5/30/26 Agencies Jesse Garcia 5/30/26

Cash Flow Forecasting for Marketing Agencies

How marketing agencies should forecast cash flow. The 13-week rolling forecast, AR timing, retainer predictability, and the discipline that prevents cash crunches in growing agencies.

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